Keeping up with your competitors, both small and large comes off as a challenge for small business owners.
Effective cash flow and adequate funding will remain vital in the quest to take your business to the next level. Access to and proper management of business loans will do a world of good to your growth aspirations.
Acquiring the right business loans could be quite a challenge, you have to put into proper consideration the amount of money you need and when you need it.
Your loan eligibility is also an issue. A good credit score and proper financial documentation on your part will do you some good.
With that being said, if you’re ever in need of quick and hassle-free business loans online in the USA, then you should consider One Park Financial.
It could take weeks for a small business to get loan approval and being a small business, it may not be able to afford to wait that long as they are in urgent need of funds.
One Park Financial makes acquiring small business loans as easy and as convenient as can be in the USA.
About One Park Financial Business Loan
One Park Financial has taken it upon themselves to make the acquisition of small business loans online fast and efficient for small and medium scale businesses.
As far as funding your business is concerned, One Park Financial gives you an equal chance with the rest of the pack by connecting your business to financiers who are in the business of working with small or medium-sized businesses regardless of whether you have a perfect credit score or not.
Great news right?
Unlike other banks who demand adequate financial documentation and a perfect credit score, One Park Financial will work to get you the right funders pretty fast.
It doesn’t stop there. They will also guide you step by step all through the process. This makes One Park Financial not just an average financial institution, but a partner, who genuinely are interested in the growth and success of your business.
One Park Financial has the vision to be an integral part of your business growth by making business loans easy for you to access.
Their willingness to be involved in the whole mentoring and educative process also goes a long way to show they are sincerely on a mission to see your business succeed.
One Park Financial business loans are easy to access, efficient, transparent and responsible. Besides making it quick, they make it fair as wells.
Why you should choose One Park Financial: Review
As far as building and funding small businesses go, One Park Financial has decades of valuable experience. Your business will have its loan needs met thanks to their in-depth knowledge and vast network of funding sources.
Another reason to choose them is that they are an institution you can trust, having been given an A+ rating by the Better Business Bureau.
Positive online reviews will also do well to boost your confidence, as business owners have testified how One Park Financial has facilitated their businesses by giving them access to quick business loans.
If you are a small business owner who has had a bad credit history, then One Park Financial is the institution you should choose if you’re in need of a business loan.
They do not believe that a poor credit history should stop you from accessing a loan today. They strongly believe that your ability to repay your loan today is what counts, period.
One Park Financial Review: How it works
The long and exhausting process of applying for a bank loan is something many small businesses would like to avoid.
The thought of passing through the tiring loan application process and still face the possibility of denial doesn’t do much to encourage either.
One Park Financial understands this and that is the reason why they are in the business of connecting small and medium-sized businesses to appropriate funders.
One Park Financial has been doing this since 2010 and from that time till today, they have made huge differences in the lives of small and medium-sized business owners across the United States of America.
With more than 20 funders in their network, their range of financing options stretches out wide. The demanding and sometimes unnecessary processing traditional banks are known for are completely eliminated with One Park Financial.
The application process is straightforward, just follow these 4 easy steps.
1. Apply online
5 minutes of your time (or less) is all that would be spent. The application form is pretty straightforward and simple.
After it’s filled out, then your funding process kicks off. No hassles!
2. Get pre-qualified
When the form is submitted, you will receive feedback letting you know if you’ve qualified for funding.
After you are pre-qualified, One Park Financial will help connect you to the appropriate financiers that are capable of meeting your loan needs.
3. Review your offers
Your application will be reviewed by the funding team, who will now pair your business with the right funders.
4. Get funded
If you accept the funding offer, the money will be disbursed and credited to your bank account. The funding process takes just three business days and you are up and running.
One Park Financial has made life easier for small business owners, they have shown that you don’t have to go through hell to be granted a business loan. They’ve made it simple and fast!
One Park Financial Review: Minimum qualification requirements
It takes only minutes for you to get qualified and disbursement is sorted out in a matter of days.
One Park Financial considers the following when you apply for a business loan online:
1. Time spent in business
They work with businesses that have been in operation for at least 3 months.
They work with businesses who generate gross monthly revenue of 2,500 US Dollars or more
3. Credit Score
A bad credit score won’t disqualify your business from accessing a loan. One Park Financial are considerate towards cases like these.
One Park Financial works with businesses that fall under a wide range of industries.
Advantages of using One Park Financial for Business Loans
1. Easy process
The application process is really simple and fast. Only a little paperwork is required for you to get started. So there would be no need for you to stand in long banking hall queues when you apply for a business loan.
2. Saves time
Time is saved with One Park Financial, thanks to it’s fully automated online platform which ensures small and medium-sized businesses get positive results without taking much of their time.
The online application form is easy to understand and simple to fill out.
3. Finances from $5,000 – $750,00
One Park Financial can facilitate business loans online from a modest 5,000 dollars to as high as 750,000 dollars for your business. You can’t beat that.
4. Quick qualification decision
Unlike traditional banks that take weeks before making a decision on whether you qualify for a loan or not, One Park Financial gives you a qualification decision in less than 24 hours.
They understand how urgent your business needs funding and they act accordingly.
5. Funding in 3 days
All it takes for your business loan to be disbursed is three business days (72 hours). Easy, fast, no hassles whatsoever.
6. No collateral required for business loans
You do not need to present any collateral whatsoever when seeking a business loan through One Park Financial, none at all.
They understand that your ability to pay back your small business loan isn’t dependent on just the physical assets you have, but also on how well and smoothly your business is running.
They understand that proper cash flow is the key to running a successful business.
7. No business plan required
One Park Financial won’t bother you regarding a business plan. It is not part of their criteria for loan eligibility.
No application charges whatsoever, unlike many traditional banks.
9. Low competitive rates
One Park Financial is genuinely interested in seeing your business succeed. They consider themselves your business partners.
This is one of the reasons why the interest rates on repayment are very competitive. It’s a good bargain any day.
10. Poor credit history is not a problem
The fact that a business loan repayment didn’t go well in the past is not to say it won’t go well today or in the future.
They will not disqualify you or your business if you’ve had repayment issues from previous loans. Your business will also not be disqualified if it had filed for bankruptcy in the past.
They know that it is your ability to pay your business loan today that counts.
FAQs (Frequently Asked Questions)
How do I apply?
This is quite simple and fast, it will only take 5 minutes of your time. All you need to do is call one of their funding experts and they will guide you through. You will also need to go online and fill out the simple application form.
Is the process difficult?
It seems like a daunting task applying for a business loan. It could be scary and confusing at times.
But One Park Financial will connect you to a funding expert that will see you through the whole process and guide you through the simple steps required.
They will also brief you on the options and loan offers you may get then proceed to facilitate your funding.
What does it cost to apply?
There is a zero application cost. No worries
What information do I need to provide?
The paperwork and information you will need to provide are minimal. Basically, a few months of bank statements, a copy of your driver’s license and a copy of void check are all that’s needed.
Although in some special cases, the funders may ask for other materials such as proof of ownership or tax receipts, depending on the funder.
How long will it take to receive funds?
After your application is approved, your account will be funded within one to three business days. No hassles or delays.
What are the basic requirements?
Your business needs to have been in legitimate operation for at least three months and have gross monthly revenue of at least 2,500 US Dollars. You also need a minimum of 450 credit score.
If your case is unique, please feel free to contact one of their funding experts to be clear of the options available to you.
Any state restrictions?
No there isn’t. One Park Financial attends to small business loan requests from businesses spread out across all 50 states of the United States of America.
Will past bankruptcy cases affect my chances of being granted a loan?
No, it won’t. As long as you have no active bankruptcy case at the time of your loan application then you’re good to go.
Do I need to present personal collateral?
The majority of One Park Financial funding programs do not require you to present personal collateral.
Can I pay back merchant cases?
Yes, you can. Majority of the programs attract no penalties on early payments.
On the contrary, some will grant you a reduced payment amount in cases of early advance payments.
Do I have to accept credit cards?
No, this is not a requirement. Although there are credit card focused programs, changing processors is hardly required.
Do they take my personal credit score?
The strength of your business is one of the most important factors they consider when you apply for a business loan. The underwriting process, however, looks into your personal credit score.
Do they offer business loans to start-up businesses?
It is required that your business must have been running for at least 3 months before you are considered for a loan.
However, if you are new in business and you meet the prerequisites, then contact one of the funding experts to explore the options available.
How long will I have to repay?
Different loan programs have different term lengths. A 6 to 12 month repayment period is typical with most of the programs.
How much funding can I get?
$5,000 to $750,000 USD is usually the funding range for most programs. Several other factors can determine how much money your business will be approved for.
Contact a funding expert for more information.
Any fees associated with the business loans?
Yes, One Park Financial will charge you a professional service fee, but only when you have been funded.
What type of fees would I be charged?
This is determined by several factors which include the time you’ve spent in business and your past earnings.
Some charges are based on a flat rate on the amount you are funded while some charges are based on a factor rate.
How secure is my personal and business information?
One Park Financial takes its client’s security very seriously. Be rest assured there would be no breach or leakage of your personal or business information to any irrelevant party. Thanks to their world-class data encryption technology.
One Park Financial Review: Conclusion
One Park Financial business loan requirements and processes will not stress you out, neither will it waste your precious time.
They are fair, fast and considerate to your business loan needs.
They understand more than anyone else that small businesses need business loans to function and to thrive, and they need it fast.
They are genuinely interested in seeing your business boom. One Park Financial believes that your success is their success as well.
So if you’re a small business owner and you are ever in need of easy-to-access business loans, then One Park Financial is where you should go!
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I am Adeyemi Adetilewa, a media consultant, entrepreneur, husband, and father. Founder and Editor-In-Chief of Ideas Plus Business Magazine, online business resources for entrepreneurs. I help brands share unique and impactful stories through the use of public relations, advertising, and online marketing. My work has been featured on the Huffington Post, Thrive Global, Addicted2Success, Hackernoon, The Good Men Project, and other publications.